EndPoverty.org Program Model

EndPoverty.org demonstrates God’s love by enabling the poor to free themselves from poverty. Through the provision of small loans, basic business training, encouragement and access to other financial services, people living in poverty are helped to start or expand their own businesses or microenterprises. By their own efforts, the poor are able to support their families, emerge from the cycle of poverty and contribute in many positive ways to the long-term development of their communities.

When given the opportunity to become clients, poor entrepreneurs are able to combine a loan and training from the program with their own hard work, their God-given skills and ideas to build businesses that allow them to support their families. Depending on the country, first time loans range in size from $50 to $2,000.

Regardless of the size of the loan, the results are significant. With profits from their businesses, parents are able to send their children to school, to provide better nutrition, health care, shelter and clothing, to become engaged in their communities and to break the cycle of poverty. Lives are changed now and for generations to come.

EndPoverty works with a network of faith-based, locally registered microenterprise development organizations around the world to deliver these services. These local programs understand the culture of and have a heart for the communities where they work to give the poor the opportunity to free themselves from poverty through profitable business ownership.

These programs are designed to become self-sustaining, meaning that fees and interest earned on the loans are adequate to cover local program operating expenses. Once this point is reached, no further outside funding is needed for operating expenses, allowing all new funding to go toward program development and new loans. With loan repayment rates greater than 95%, loan capital is lent out again and again, multiplying its impact by helping many more families in the future.

Since 1985, EndPoverty has provided technical and financial support to more than 37 programs in some 50 countries.